Fire or explosions
Bursting or overflowing of domestic water tank apparatus or piping, washing machine or water mains within the Building insured or containing the property insured.
Theft by forcible and violent entry only.
Flooding & more
Sum insured limit
Home contents (eg. sofa, TV, dining table), Fixtures, Fittings & Renovation (e.g. flooring, built-in cabinet) - $25,000
Worldwide Personal Liability (excluding USA/Canada) - $500,000
Robbery of Cash at ATM - $300
Loss of Rent and/or Cost of Alternative Accommodation (Max $250 per day) - $15,000
Professional Fees - $10,000
Emergency Home Assistance - $300 per occurrence
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Applicable to any residential dwelling
Including HDB flats, landed properties, condos.
No differentiation depending on size of apartment, number of rooms etc.
1 First loss
With first loss, the payout will be up to the sum insured, even without full declaration of the total value of your home contents and fixtures, furniture and renovation costs. This is unlike many other types of home insurance which goes by average clause, in which your claim pay-out may be reduced should the actual value of your home contents and fixtures, furniture and renovation costs be different from that of what was declared.
For more details on AXA's SmartHome insurance, please contact Hoo Yuan Shyuan Organisation (The Honeybees), an agency unit representing AXA Insurance Pte Ltd at 6340 7588 or email@example.com.